SMART PLANET

Cheque Truncation System is helpful for banks as it allows the banks to deigitize the cheques and remove the physical cheques during the clearing process.

This helps the bank in the following ways

• Removal of physical cheques thereby reducing the complexity of the process
• More secure process devoid of errors
• Faster and efficient process
• Reduction in time for clearing of the cheques
• Improve customer satisfaction
• Faster completion of the clearing cycle

What Is  Mortgage?

Mortgage is generally a housing loan taken by a person and is legally binded to repay the same in monthly installments to either a bank or a financial institution.

The Biggest Financial Committment

Mortgage is the biggest form of loan which an individual takes in his lifetime and is considered to be the most crucial one in terms of assessing the financial well being of an individual.

Think Before Taking  A Mortgage

Mortgage should always be taken after carefully examining the various aspects as any delay in repayment or any default will lead to a bad credit history for you and this can jeopardise your entire credit rating.

Befor taking a Mortgage Loan one should carefully make an assessment of ones financial committments in the coming years and whether we will be able to afford such loans in future.

CWG Opening A Huge Hit

After several of months of hue and cry over Common Wealth Games for all the wrong reasons, the Games are finally opened to a full pack stadium. And what a start to an event mired by controversaries and controvarsaries.Accolades to India for making the opening of this event such a huge hit.

Now is the time for the world to see what India has to deliver and how much success the games get during its complete run.

CWG Bringing In Mollah For India

One other thing which will excite every Indian is that these games will bring in Billions of Dollars to India for the next several years and also open up millions of jobs for people in vicinity.

Delhi is already buzzing with the CWG fever and this is likely to be just the start of the ongoing activities which India will witness in the coming months.India will tie up with several CWG nations and will have ongoing business relations which will continue even after the sporting event is complete.

India The Jewel In The Crown

Hosting such a large event gives India the status of a super power, though whatever had been written in the past about the event hold true but we cannot ignore the positive impacts the event will have on this country.

India today is currently the jewel in the crown and it is the place to be, it is certainly inn.

Everyone Want To Be An Entrepreneur:

Yes, I want to be an Entrepreneur and I want to be my own boss.This is a dream which is embeded in almost every one,young or old. Sometimes people keep on dreaming this and become old and sometimes this dream becomes a reality for some.

Our Dreams:

We always have a wish in our hearts that someday, we will be running our own company, someday people will salute us when we walk into our office, someday people will wait for us for a small appointment, someday our photo will be on that magazine’s cover but that someday never comes in most of our lives.

Do We Understand Entrepreneurship:

The reason for this is that we do not understand Entrepreneurship in its real essence. We do not know that merely dreaming about such things will not make them real or merely having a strong desire will not make this real.

Some People Have All The Skills But Of No Use:

To start your own business you do not require just risk taking skills,you do not just require a strong desire, you do not just require perseverance,you do not just require hardwork, you require something more which cannot be described.Sometimes people have all the skills and all the qualities required to be an entrepreneur but still they are not able to be their own boss.

To Be An Entrepreneur You Require:

To be an entrepreneur you require an inner power, an inner confidence, an inner self respect, an inner self esteem, an inner attitute, an inner ability to convince other, an inner power to make others work for you, an inner leadership skill and finally an inner belief that yes you can.

UNKNOWN CALLS:

How many times have you recieved calls from an unknown number asking for information regarding your credit card or your debit card or may be offering you some kind of additional service from your bank?

The person on the other line will impersonate as a person from the bank and ask you about your date of birth, your mother’s name, your residence number etc etc.

UNKNOWN EMAILS:

How many times have you recieved emails from Income Tax department asking you to click on a link and provide information related to your banking account so that your Income Tax return can be submitted online?

How many times have you recieved email from your bank asking you to reenter your login id and password so as to protect your account?

Beware, all this is a part of ONLINE FRAUDS which is taking place at a very fast pace and people are getting trapped in it some how very easily.

Onine Frauds is now a booming Industry with several Billion Dollars of revenue being generated world wide.

HOW TO AVOID GETTING TRAPPED?

The only way you can prevent your self from getting trapped in this is that you ignore such requests and also do not provide information over the phone to unknown persons.

You should also never click on links send from unkown email ids as this can result in viruses being sent to your machine which will harm your computer permanently.

You should also be careful of dummy sites being created which will be almost similar to the site which you want to log in for example, if you want to log on to a site www.aabbccdd.com then the dummy site will have an address of www.aabbccddd.com , if you ignore this and enter your details in the dummy site then you could be heading for trouble.